I've just filled in my tax return and quailed at how much they want. In advance!
No wonder small businesses collapse in their first year here. We have to pay tax for next year as well as this year, even though we don't yet know how much we'll make next year.
That's why everyone who fills out a tax return leaves it until the last week of January. The tax has to be paid on the 31st of this month and the next year's tax is based on this year's earnings.
You can reduce your tax on account but if you reduce it too much you'll get fined. Therefore everyone is filling in tax forms this week because it's not possible to predict income any earlier than this. It's risky even now!
Soon it'll be over and I can get back to normal, but January is, and always will be, a bad time to talk to any UK self-employed business.
Our government really don't like us very much.